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What is passive investing?

Passive investing replicates an index instead of trying to beat it: minimal costs, no bets, the market's return.

A passive S&P 500 fund buys the index's 500 companies in the same proportions, and that's it. No analysts to pay, no bets to get right: which is why costs fall below 0.1% a year.

The idea, popularized by John Bogle with Vanguard in the 1970s, looked like surrender ("settling for average"); the data turned it into the winning strategy: the market's average, net of costs, beats the vast majority of professionals.

Concrete example

Bogle's first index fund was mocked as "Bogle's folly"; today passive management surpasses active in US equity fund assets.

How you see it in InsiderFlow

On InsiderFlow these concepts come alive on real data: what big funds and insiders are buying, explained every day.

Frequently asked questions

If everyone went passive, would markets still work?

It's the most cited theoretical debate: in practice enough active management remains to keep prices efficient.

Does passive investing protect from crashes?

No: it replicates the market on the way down too. The edge is in costs and discipline, not immunity.

Related terms

What is active management?What is an ETF?What is a stock index?